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- Mortgages for Moving home
Movin Home Mortgages
Moving house? Find out how mortgages work when moving home, compare rates, and explore your options with Afin
Your mortgage is secured against your home, which means your property may be repossessed if you fail to keep up with your mortgage payments.
Moving to a new home can be as stressful as it is exciting.
At Afin, we’re making the moving home mortgage process as simple as possible.
A new mortgage when moving home will allow you to transition to your new property and we aim to remove the stress of this process. Whether you’re looking for the security of a fixed rate or a tracker mortgage, we’ll work with you to find the most suitable mortgage.
Why would you choose a new mortgage when moving home?
Here’s why one of our mortgages might work for you when
moving home:
Different loan amount
Whether you’re upsizing or downsizing, a new mortgage may be required.
More flexibility
When you look for a new mortgage, you’ll find both fixed rate and tracker rate choices to suit your needs
and goals.
Better rates
Changing to a new mortgage when you move home could save you money each month or give you peace of mind that your new mortgage works for you.
Understanding the mortgage process before moving home
Keep your move as easy and stress free as possible by following these key steps before starting the home mortgage process:
- Look at fixed rate and tracker rates to find the best deal for your situation
- Be aware of exit fees (from your current mortgage provider) and deposit requirements
- Use our mortgage calculator to check your mortgage affordability
Compare mortgage rates for your next home
If you’re planning on moving home, you need to understand how mortgage rates work and how they could affect your payments each month. You’ll have a choice between a fixed rate mortgage and a tracker rate mortgage:
Fixed rate mortgages
Your interest rate is fixed for the initial period of the mortgage deal. This means your payments won’t go up or down during this time. This gives you certainty to support monthly budgeting in the fixed period.
Tracker mortgages
Your interest rate is a variable rate that tracks or follows the Bank of England base rate. This means your payments could increase or decrease, however there are no early repayment charges should you wish to change your mortgage or make overpayments.
Your mortgage is secured against your home, which means your property may be repossessed if you fail to keep up
with your mortgage payments.
Mortgage calculator
Curious about how much you might be able to borrow? By sharing a few details about your income and expenses, we can:
Give you a handy estimate of how much you could borrow.
Show you the home loan options we have available
Help you get a feel for what your monthly repayments might look like.
Let’s make it easier to plan your next step!
How to apply for a
mortgage when
moving home
If you’re looking to move home and want a mortgage with us, follow
these simple steps:
Arrange a chat with a mortgage advisor
To apply for a mortgage with us, simply use our
appointment booker to book a chat with one of our mortgage advisors.
We’re just a call away
Or, if you’d prefer, give us a call and one of our experienced mortgage advisers will be delighted to assist you.
